saving made simple
If you are opening your first savings account or want to save for unexpected expenses or special purchases, this is the account for you. With as little as $100, you can begin to save for the future – all while earning interest and having access to True Blue Online®. At Capitol Federal®, your savings is always safe and secure – it’s our True Blue® promise.
You can deposit a minimum of $100 to open a Passcard Savings account and earn interest by maintaining a $100 minimum daily balance. There is no monthly service charge with an average daily balance of $100 or more.
The Passcard Savings account is perfect for people who want:
- A simple interest-earning account
- To save for unplanned or special purchases
- An overdraft companion account for a CapFed® checking account
- Easy access to their money – unlimited teller transactions
All funds placed into a Passcard Savings account are FDIC insured to the maximum allowed by law. See Disclosure and Agreement booklet for more information.
It's easy to switch to Capitol Federal, learn how.
Open an Account
Open a CapFed® account online, today.
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Presidents' Day CD Special
One day only! On February 18, 2019 celebrate Presidents' Day with a CapFed® CD rate offer.
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New True Blue Online® Banking is Here
Exciting updates to online and mobile banking are here. For more information, visit our Resource Center.
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Overdraft Management Options
Overdrafts can happen, but we have options to help you avoid them.

Easy Ways to Save More Money
Try these simple tricks to help you keep more money in your pocket.
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