True Blue® Direct Debit Card

New Look 

The True Blue® Direct Visa® Debit Card has an all-new look, but works the same way. In addition to an updated vertical design, account information is now listed on the back for added security at the checkout line.


Your security is our priority. That’s why we’ve embraced available technologies to help safeguard your debit card data, including the use of EMV chip technology.  


Pay for everyday purchases without the need to carry cash or checks, and pay no transaction charges for all Point of Sale and Visa® transactions (with or without a PIN). 


The True Blue® Direct debit card is accepted wherever you see the VISA® debit logo, worldwide, and for purchases online. Capitol Federal® debit cardholders receive ATM access, with no transaction fees, at CapFed® ATMs and participating retail ATM locations, like Walgreens. More than 200 ATMs are available across Kansas and Western Missouri. 

We can help you streamline recurring payments with the VISA® Account Updater. When you receive a new True Blue VISA® Direct Debit Card that is replacing an expired card, account information can be automatically updated with participating VISA® Account Updater merchants.

Please refer to the Disclosure and Agreement for Savings and Transaction Accounts for complete information about funds availability and service charges.

It's easy to switch to Capitol Federal®, learn how.

Open an Account

Open a CapFed® account online, today.

Open Now

Would you like to visit us in person, or find a location near you? Select the link below to search by city or zip code.

Find a CapFed® Near You
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Added security with EMV chip technology

Every CapFed® debit card has an embedded secure computer chip for added fraud protection when making purchases at a chip-enabled terminal. It works by first validating your card and then generates a one-time use security code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

  • Includes chip technology for greater security
  • Easy to use at chip-enabled terminals
Click here for additional information about chip debit and credit card transactions at local merchants.

More on EMV Chips

get notified of transactions in real-time

Sign up to participate in Visa® Purchase Alerts and establish specific alert triggers for any qualified Visa® transaction meeting your criteria. Alerts are real-time, and an email will be generated within seconds to the email address you provide. 

Transaction alerts include:

  • Purchase thresholds
  • International transactions
  • Card absent transactions, such as internet and phone transactions
This service is available to all True Blue® Direct debit cardholders, Execuline Visa® cardholders and True Blue® Money cardholders at no charge.

Keep your account secure and track spending for greater control.

More on Purchase Alerts Enroll Your Card
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Ensuring You You're Always Protected

Protecting you is one of our top priorities. One way we do this is by preventing the unauthorized use of your card. During a purchase from a desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you're you and better protects you from fraud. 

As a Visa cardholder, your transactions are secured with Visa. Visa recently enhanced its security for online purchases making the experience more seamless and easy while protecting you from fraud.

Learn More About Visa Secure

apple pay® available

You may enjoy all the benefits of your True Blue® Direct debit card using Apple Pay® in stores and within apps. Available on the Apple devices you use every day.

More on Apple Pay FAQs
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New True Blue Online® Banking is Here

Exciting updates to online and mobile banking are here. For more information, visit our Resource Center.

Visit TBO Resource Center
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Debit Card Help Center

If you believe an unauthorized charge or error has occurred on your True Blue® Direct debit card, you may dispute the transaction or request more information.

Go To Help Center
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CapFed® 200+ ATM Network

Capitol Federal® cardholders receive ATM access, with no transaction fees, at CapFed® ATMs and participating retail ATM locations, like Walgreens. ATMs are available across Kansas and Western Missouri. 

Find an ATM