Every Account includes...

With a Capitol Federal® checking account, you get a True Blue® Direct Visa® debit card (with fee-free access to 200+ ATMs), a simple way to access your accounts both online and via mobile, plus online bill payment.

Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers. 

It’s what has made us True Blue for over 125 years. 

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Every Account Includes image
Panel image for the Simple Blue Rewards Checking Account.

Simple Blue Rewards

Save while you spend in a powerful new way. The Simple Blue Rewards Checking account offers security, convenience, protection and promotions with national brand retailers and local merchant discounts – all powered by BaZing. 

Perfect for…

  • Everyone, 18+
  • Those interested in discounts and rewards
  • eStatement and ATM users
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Simple blue

No monthly service charge and no minimum balance fees make the Simple Blue account a popular checking account. The name says it all – no complications, no set requirements to meet each month and no hidden fees. Simply the easiest way to bank.

Perfect for…

  • Everyone
  • Everyday needs
  • Maintaining lower balances
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Simple Blue Image
Genuine Blue Checking Image

Genuine Blue

It pays to have a Genuine Blue checking account. Earn interest on balances greater than $100 and have access to your account online and by mobile device, anytime, anywhere. This account is ideal for customers with higher average daily balances. Be genuine, be True Blue.

Perfect for…

  • Earning interest
  • Everyday spending
  • Maintaining higher balances

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Heritage blue and Heritage plus

Whether it’s enjoying New York during the holidays or receiving the exclusive Heritage Traveler eNewsletter, Heritage Blue and Heritage Plus accounts offer our customers extra features and options. Choose between an interest bearing checking account or no minimum balance fee. Learn about annually sponsored trips, and travel the world with friends. Heritage checking is for the best years of your life – make the most of it.

Perfect for…

  • Customers ages 50 and better
  • Banking your preferred way – branch, online, mobile
  • Travel lovers
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First Blue Checking Image

First blue - Just for Students

Opening a First Blue checking account is an important step to teaching young people how to properly manage their money. Teens learn valuable real-world skills by carrying a True Blue® Direct Visa® debit card, having a True Blue Online® account and accessing their account as they wish. Parents can provide guidance as a joint-owner. With a $25 minimum deposit to open, the First Blue account sets students up for success.

Perfect for…

  • High school students
  • First-time account holders
  • Joint-ownership with a parent
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