Step-By-Step Homebuyers Guide

there's no place like home

Strong lending stands the test of time.  Your future is secure…Our history is your guarantee.

Throughout the life of your loan, enjoy helpful answers from a friendly Capitol Federal® employee in your city, not a stranger somewhere across the country.

Whether you’re buying your first home, moving or refinancing your present mortgage, we’ll be here to help you every step of the way.

Need Help?

Contact a local loan professional to help you.

Find a Loan Professional

Homebuyer Step 1 Image

Step 1

Is Homeownership Right for You?

Right For You?
Advantage Risks Image

Step 2

Advantages and Risks

Advantages and Risks
Steps to Homeownership Image

Step 3

Steps to Homeownership

Steps To Take
Understanding Credit Image

Step 4

Understanding Your Credit

Understand Your Credit
Right Lender Image

Step 5

Choosing the Right Mortgage Lender

Choose Mortgage Lender
Loan Process Image

Step 6

The Loan Process

More on the Loan Process
Choosing mortgage professional image

Step 7

Choosing the Correct Mortgage

Choose Correct Mortgage
Loan Closing Image

Step 8

The Closing

More on Closing

keep me informed of loan rates

Sign up to receive bi-weekly rate update emails and learn more about Capitol Federal® home loan products. These short emails are the perfect way to monitor mortgage interest rates at Capitol Federal.

Sign Up
Mortgage Rate Update Image
CapFed Mortgage Guide Cover Image

download the homebuyers guide

Download and print your own copy of "There's No Place Like Home", An Easy Step-by-Step Homebuyers Guide to take with you as you shop for your first home. If you'd like a printed copy, stop by a Capitol Federal® office and request one, or email loans@capfed.com.

Download
Mortgage Rates Image

Today's Featured Rates

See current rates online for fixed and adjustable rate conventional loans at Capitol Federal®.

Check Rates
Afford Home Image

How much home can you afford?

Determine your ability to buy the home you want with our home affordability mortgage calculator. It’s free and easy to use. Try it today!

Calculate
Mortgage Resources Image

Mortgage Help Center

Get answers to all your mortgage questions and learn more about the mortgage loan process.

Visit Help Center