Commercial Loans 

Local Decisions. quick answers.

When you’re applying for a loan, you want answers right away so you can move forward in funding your next project. At Capitol Federal®, our local decision-making process allows for timely answers and quick turnarounds on your loan requests.

We offer a wide variety of credit services to help your company meet its credit needs.

Most importantly, we take a personal interest in your business venture, which helps us in evaluating the products that are best suited to fit your needs. Our business credit services include, but are not limited to, revolving lines of credit, term loans and commercial real estate loans.

Apply Online

Apply for a CapFed® commercial loan online. Get started today.

Apply Now

Contact a commercial loan professional to help you.

Find Loan Professional

Revolving Line of Credit

Establishing a revolving line of credit with Capitol Federal® is a great way to conveniently access cash when your business needs it. A revolving line of credit allows you to borrow up to a predetermined limit any time during the commitment period.

Credit can be used to fund accounts receivable, purchase additional inventory, or any other short-term capital needs. Interest applies only to the amount you borrow.

Convenient Automatic Payment Option – if needed.


Apply Now Contact a Loan Professional
Panel image for revolving line of credit.
Hero image for a Small Business Loan at Capitol Federal®.

Commercial Term Loan

Whether you’re just getting started, growing your business or just looking to replace equipment, a Commercial Term Loan is designed to fit your needs. The one-time purchase loan offered at Capitol Federal® allows you to extend payments over a period of years to meet intermediate or long-term financial requirements. The period of repayment is generally determined by the economic life of the collateral involved, repayment ability of the company and the needs of the client.  The Commercial Term loan is perfect for...

  • One-time larger expenses
  • Facility Remodels
  • Emergency repairs 
  • Business Expansion

Apply Now Contact a Loan Professional

Commercial Real Estate Loan

Regardless if you’re looking to purchase, renovate or refinance your commercial real estate space, Capitol Federal® can help. A Commercial Real Estate Loan is one of the most common loans used.  It’s ideal for both construction and permanent financing to builders, developers and investors in commercial and residential investment real estate properties.

Opportunities Include:

  • Land development 
  • Residential neighborhood development 
  • Office buildings 
  • Industrial/manufacturing 
  • Retail shopping centers 
  • Assisted living facilities


Apply Now Contact a Loan Professional
Panel image for commercial real estate loans offered at Capitol Federal®.
Insured Cash Sweep

Insured Cash Sweep

Have peace of mind knowing your deposits of more than $250,000 are protected and backed by the FDIC with our Insured Cash Sweep service.

More on Insured Cash Sweep
Commercial Checking Pod Image

Commercial Checking Account

The Commercial Checking account is a traditional non-interest bearing account giving corporations and businesses unlimited transactions, and the ability to offset service charges with an earnings credit.

More on Commercial Checking
Business Banking Bill Pay landing page pod image.

True Blue Online® Business

Have 24/7 access to the finances of your business with True Blue Online® Business. View account balances for deposit accounts and loans, transfer funds, make payments and more.

More About Business Online Banking