Commercial Savings Account

Basic Savings For Your Business


Businesses and organizations in need of a basic savings account, that offers a low minimum balance to start, should consider a Commercial Savings account at Capitol Federal®.

A low initial deposit of $100 is all that is required to open a Commercial Savings account today. There is no monthly service charge with an average daily balance of $300 or more. 

Interest rates, annual percentage yields (APY) and fees are subject to change without notice. All funds placed into a Commercial Savings account are FDIC insured to the maximum allowed by law.

See Disclosure Information Booklet for more information. 

Open an Account

Ask about opening a business account at any of our branch locations. Enter your zip code to find a CapFed® branch nearest you. 


Have questions about Business Banking? Call 1-888-510-7333 or email businessbankers@capfed.com 

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Account features 

  • Simple interest-earning business savings account
  • Minimum opening deposit: $100
  • Average daily balance to avoid maintenance fee: $300
  • Monthly maintenance fee: $5.00
  • Up to 30 items deposited free, $0.10 per item if more than 30 are deposited

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Commercial Checking Account

The Commercial Checking account is a traditional non-interest bearing account giving corporations and businesses unlimited transactions, and the ability to offset service charges with an earnings credit.

More on Commercial Checking
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Commercial Money Market

With our Commercial Money Market Account, your business earns a higher rate of interest than with a traditional savings account and includes check-writing capabilities.

Commercial Money Market Info
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True Blue Online® Business

Have 24/7 access to the finances of your business with True Blue Online® Business. View account balances for deposit accounts and loans, transfer funds, make payments and more.

More About Business Online Banking