Commercial Checking Account

Unlimited transactions with earnings credit

Your company or organization will be taken care of with Capitol Federal’s Commercial Checking account.

The Commercial Checking account is a traditional non-interest bearing account designed for unlimited transactions, and the ability to offset services charges with an earnings credit. There is $100 minimum deposit to open and a $10 monthly maintenance fee.

Even when you aren’t able to visit a branch, you will still have access to your account online. With True Blue Online® Business, you are always connected - pay bills, transfer money, check balances and more from your computer or mobile device.


Open an Account

Ask about opening a business account at any of our branch locations. Enter your zip code to find a CapFed® branch nearest you. 


Have questions about Business Banking? Call 1-888-510-7333 or email businessbankers@capfed.com 

Account Features

  • Unlimited check writing

  • Per item charges include $0.12 per debit, $0.05 per ACH transaction, and $0.10 per item deposited

  • Minimum opening deposit: $100

  • Monthly maintenance fee: $10
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Remote Deposit Capture 

Remote Deposit Capture allows you to make deposits without going into the bank. You can sign into the service online to scan and electronically transmit your deposits from anywhere, anytime. We provide a secure link from capfed.com to access the service. 

Remote Deposit Capture offers you many benefits, including:

  • Convenience - reduces time preparing deposits and eliminates trips to the bank
  • Extended deposit deadlines - allows you to make deposits until 7:00 p.m. for current business day
  • Ease of Research - captures and centrally stores images for easy reference

Learn More about Remote Deposit Capture
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True Blue Online® Business

Have 24/7 access to the finances of your business with True Blue Online® Business. View account balances for deposit accounts and loans, transfer funds, make payments and more.

More About Business Online Banking
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Business Debit Card

Conveniently make purchases for your business, anywhere you see the VISA® logo, with a business debit card.  

More on Business Debit Card
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Positive Pay Advantage

Protect your business against losses due to check and ACH fraud with effective and reliable tools that alert your business to potential fraud situations.

More on Positive Pay Advantage