Business Checking Account

Flexible to meet your needs

Turn your dreams into a reality by growing your small business. The Business Checking account offered at Capitol Federal® is ideal for businesses and organizations with limited transaction activity and moderate account balances. $100 Minimum to open an account with a $10 monthly maintenance fee. $1,500 average daily balance to avoid maintenance fee.

With a Capitol Federal Business Checking account, customers receive no charge for the first 100 transactions, which includes each debit, credit and deposited item. After 100 transactions it is $0.25 for each item. This account may also be used as an additional, supplementary account to your current banking relationship.

Even when you aren’t able to visit a branch, you will still have access to your account online. With True Blue Online® Business, you are always connected - pay bills, transfer money, check balances and more from your computer or mobile device.

Open an Account

Ask about opening a business account at any of our branch locations. Enter your zip code to find a CapFed® branch nearest you. 

Have questions about Business Banking? Call 1-888-510-7333 or

Account Features

  • No charge for the first 100 transactions, which includes each debit, credit, and deposited item
  • $0.25 per transaction, after the first 100 transactions
  • Minimum opening deposit: $100
  • Average daily balance to avoid monthly maintenance fee: $1,500
  • Monthly maintenance fee: $10
Panel image for business checking at Capitol Federal®.